Finance & Revenue Advisory · Europe

Numbers
with a
point of view.

I help companies build revenue systems that actually work — from pricing architecture to P&L leadership. Less noise. More margin. A plan worth lighting up.

Eugenio Paoli · Barcelona
EP
9+
Years in fintech
& revenue strategy

"Most companies don't have a revenue problem. They have a clarity problem."

I've spent 9 years inside fintech — not advising from the outside, but owning P&Ls, building pricing models, and sitting across from CEOs to explain why the numbers look the way they do. I don't just read your data. I've lived inside data like yours.

Operator.
Strategist.
Both.

+200bps
Profitability above budget · Iberia
€140M
Monthly disbursements scaled
5
European markets managed
HEC Paris
MSc Managerial & Financial Economics

I'm Eugenio Paoli — a Finance and Revenue Director who built his career inside one of Europe's fastest-growing fintech companies, from its startup days to the stock exchange. Along the way, I've owned P&Ls, designed pricing strategies from scratch, led cross-functional teams across Italy, Spain, and Portugal, and reported directly to CEOs and Group CPOs.

My edge is the combination: I think like a CFO, move like an operator, and communicate like someone who's had to convince a board and a sales team in the same week. I'm comfortable in the spreadsheet and in the room.

Today, I work with a select number of companies as a strategic advisor — bringing the rigour of institutional finance with the speed and pragmatism that high-growth environments actually require.

📍 Based in Barcelona · Working across Europe · Remote-first

Two things I do
exceptionally well.

01
Revenue & Growth Advisory

Revenue without a system is just luck. I design the architecture behind sustainable growth — from GTM strategy to conversion optimisation to pricing elasticity models. If you're leaving money on the table, we'll find it. If you're scaling without margin, we'll fix it.

GTM StrategyPricing Elasticity CLTV ModelingPipeline Optimisation A/B TestingFunnel Analysis
02
Finance & P&L Leadership

Fractional Finance Director for companies that need institutional thinking without the headcount. I own the numbers — P&L design, budget architecture, pricing strategy, investor reporting — with a commercial instinct that most CFOs don't come with. Your board will notice the difference.

P&L ManagementPricing Strategy Budget DesignRisk & Scoring Investor ReportingCost Optimisation

The work speaks
for
itself.

Fintech · Iberia · 2023–2025
Turning two-country P&Ls from good to exceptional

As Finance & Revenue Director for Spain & Portugal, took full ownership of P&L performance and drove profitability beyond budget through pricing discipline and cross-functional alignment.

+100bps
Above budget · Spain
+200bps
Above budget · Portugal
Fintech · Europe · 2021–2023
Scaling a credit product across 5 markets

As Head of Product for the Credit Solution, redefined the product roadmap and revenue architecture across five European countries, doubling the monthly revenue contribution in under two years.

€90€140M
Monthly loan disbursements
€1.8€3M
Monthly net revenue
Fintech · Europe · 2020–2021
Launching a country from zero to commercial

As Chief of Staff to the Head of Europe, drove GTM planning for a new country launch — aligning Sales, Product, and Risk across three teams to build the commercial model and ensure operational scalability.

5
Markets under strategic oversight
1
New country launched end-to-end

Not for everyone.
By design.

I work with a deliberately small number of clients to make sure the engagement actually moves the needle. Here's who I'm built for.

Fintech & financial services
Consumer credit, SaaS fintech, lending platforms. I know the regulatory context, the credit dynamics, and the margin levers.
Scale-ups optimising for profitability
You've found product-market fit and now need the financial infrastructure to scale without burning margin.
Founders who need a finance partner, not a report
No decks for the sake of decks. You need someone who can own the numbers and challenge your assumptions in the same conversation.
European companies, cross-border ambition
Italy, Spain, Portugal, France — I've built and managed across these markets. The nuances matter. I know them.

No surprises.
By design.

01
Discovery call

45 minutes mapping the problem, the context, and whether we're actually the right fit for each other.

Week 1
02
Diagnostic

I go deep — data, model, org structure. A clear picture of where value is leaking and where it's being created.

Weeks 2–3
03
Build & implement

Frameworks, models, and decisions that live in your systems — not in a PDF you'll forget about.

Months 1–3
04
Measure & iterate

We defined success before we started. Now we track it, iterate, and make sure the impact sticks.

Ongoing

Nine years.
One company.
Five countries.

2023 — 2025
Finance & Revenue Director
Younited Group · Spain & Portugal
  • Steered P&L for two countries to deliver profitability 100bps above budget in Spain, 200bps in Portugal
  • Coordinated Revenue, Ops, and Marketing on pricing and discount strategy for prime segments
  • Built executive reporting framework across Finance, Pricing, and Risk for CEO-level decision making
2021 — 2023
Head of Product — Credit Solution
Younited Group · Europe (5 countries)
  • Grew monthly loan disbursements from €90M to €140M; net revenue from €1.8M to €3.0M
  • Led product roadmap and performance analytics for Credit-as-a-Service lines (€3M+ monthly revenue)
  • Monthly business reviews with Group CPO synthesising cross-country operational performance
2020 — 2021
Chief of Staff to the Head of Europe
Younited Group · Europe
  • Drove GTM planning for a new country launch, aligning Sales, Product, and Risk end-to-end
  • Prioritised strategic initiatives and monitored execution across 5 markets
2019 — 2020
Business Development Manager
Younited · Italy
  • Built and managed strategic partnerships to expand distribution across the Italian market
2016 — 2020
Risk & Pricing Manager
Younited · Italy
  • Designed and managed credit scoring and pricing models for the Italian consumer lending book
  • Foundation of what became a multi-country risk and revenue strategy capability
2015 – 2017
HEC Paris
MSc in Managerial and Financial Economics
Top-ranked European business school
2019
Cambridge Judge Business School
Executive Education — Project Management
2011 – 2014
University of Florence
Bachelor in Economics — 110/110 cum Laude (top 5%)
Erasmus · University of Reading · First Class Honours

The questions
you're
already thinking.

Consultants deliver reports. I deliver results. The difference is ownership — I'm embedded in your business, accountable to the same KPIs as your team, and I stay until the work is done and measurable. You won't find a 200-page deck at the end of our engagement. You'll find higher margins.
Most engagements run 3–6 months, structured as an advisory retainer or a project-based mandate. We start with a diagnostic, move into implementation, and close with a measurement framework. Remote-first, with availability across Europe for key moments.
Fintech is my deepest domain — consumer credit, lending platforms, financial SaaS. But the principles of revenue architecture and P&L leadership travel well. If your business has pricing complexity or a P&L that needs sharper thinking, we should talk.
Deliberately few. I prioritise depth over breadth — which means you get genuine attention, not a shared calendar. Typically 2–3 active engagements at a time, maximum.
Send me a message — we'll have a 45-minute call, no pitch, no pressure. I'll tell you honestly whether I think I can move the needle for your business. If I'm not the right person, I'll tell you that too. Life's too short for bad fits.

Let's light
your plan.

I'll get back to you before you've had time to second-guess sending it.

eugenio@lightyourplan.eu